Get Proper Auto Coverage to Avoid Surprises When You Need to File a Claim
Does your auto insurance provide sufficient coverage in the case of an accident?
Most car and auto owners would say they have “full coverage.” However, the truth is full coverage is not actually a type of coverage at all. There’s a lot of misinformation out there about auto insurance that can leave individuals at risk. At Meek Insurance Group, we are dedicated to educating our clients on the different policies available and helping them to find the right coverage to meet their needs and budget.
If you are paying each month for auto insurance, we believe it’s important to understand what your coverage entails. We’ve found many people who come to us have the bare minimum coverage, which is useless if you find yourself involved in an accident. Our knowledgeable agents make it a priority to help you obtain affordable, comprehensive auto insurance that protects not only your vehicle but also your assets and income.
What Kind of Auto Insurance Do You Need for Proper Coverage?
Bodily Injury / Liability Coverage
The most important coverage for every policy is bodily injury or liability coverage. If you have assets or income that you don’t want to lose in the case of an accident, the bodily injury coverage will stand between the other person and your assets and income. Without proper liability coverage, you may face extreme financial hardship that will leave you and your family in a difficult financial situation.
Uninsured Motorists Coverage
Another important piece of auto insurance coverage is uninsured motorists coverage. Considering approximately 20 to 25% of vehicles in Florida are uninsured, overlooking uninsured motorists coverage is a tragic mistake too many auto owners make. When you get into an accident with an uninsured driver, you can be left facing insurmountable bills that the driver will likely be unable to pay.
Property Damage Liability Coverage
Finally, while in most states property damage liability coverage is mandated by law, you may not have the right amount of coverage. We continually find that individuals who come to us can get $100,000 or more for this coverage at nearly the same price as their $10,000 policy. They just don’t realize it because no one has informed them. At Meek Insurance Group, we help you to get the most bang for your insurance buck, so you can have peace of mind when you are out on the road.
Insurance Coverage for Golf Carts, Boats, Motorcycles, and RVs
Cars and trucks aren’t the only automobiles that require coverage, and our insurance agents are here to help you line up the ideal policies for any vehicle you own. From Harleys and sports bikes to RVs and boats, we’ve got you covered.
How do you know if you need insurance for a vehicle?
The answer is yes if you:
If your vehicle fits this description, you need a full auto policy just like you would obtain for a regular car or truck.
In some cases, individuals come to us and aren’t sure if they require insurance, and we are happy to determine what is necessary. For example, we will help you to distinguish between a registered golf cart and a golf cart that stays off the road.
Boat Insurance
When it comes to your boat, we will provide you with a variety of options so you can secure the right policy to meet your unique needs. Perhaps you need emergency water services or would like to save money on water towing. We will cover all the bases to ensure you have the proper coverage to enjoy your boat to the max while keeping your insurance as affordable as possible.
RV / Camper Insurance
If you are an RV owner, the right coverage will fall under the trailer or motorhome insurance category. The type of policy that’s optimal for your vehicle will depend on whether it’s a pull-behind, 5th wheel, or motorized camper/RV.
Bundle and Save!
Whether you have one automobile or multiple, we can explore all of the best options to give you the right coverage, providing you with tremendous peace of mind and protection. You may find that a bundle package is ideal, or maybe it isn’t. Either way, your Meek Insurance Group agent will walk you through the insurance shopping process step-by-step to help you make the wisest choice.
If you are interested in learning about saving money on your insurance when you bundle, call 813-677-1121.
Start Saving on Auto Insurance Today!
There’s no need to settle for one option for insurance coverage through one company when our team at Meek Insurance Group can provide you with a wide range of options from several top-rated companies. Connect with us today to explore the options that provide the right level of coverage at a price that fits your budget.
We love to save our clients money on their auto insurance. Our built-in annual review process will help you to maximize your insurance spend each year. Connect with us via e-mail or call our office at 813-677-1121 today for a quote.