Home and Auto Insurance in Florida

Do I need special coverage for my storage unit?

Do I need special insurance for my personal property at a storage unit?

One of the common questions we receive is, “Do I need to add special insurance for the personal property “stuff” I have in a storage unit?”

As with any insurance policy, you should always read your policy and/or talk with your agent, but in general, an active Home Insurance or Renters Insurance policy will extend coverage for your Personal Property anywhere in the world. BUT, there are always limits and exceptions that can come into play, and a common limitation on belongings kept in a storage unit is 10% of the Personal Property coverage limit on your Home or Renters Insurance policy.

If you have any questions or want to talk through your specific situation, just let us know, and we’re happy to help.

Insurance Minute Explanation:

Joel Meek

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